VMC Capital Merchant Cash Advance

Tuesday, October 8, 2013

What are Unsecured Business Loans?

Many people get caught up in terms like merchant cash advance, business cash advance and automatically think that it has negative connotations, like a payday loan, when they are talking about unsecured business loans. An unsecured business loan is simply a monetary loan that is not secured by the borrowers assets. Unsecured loans are available in many marketing packages in our everyday life such as:

Personal Loans
Credit Cards
Overdrafts
Lines of Credit
Bonds

All the above mentioned unsecured loans have some kind of interest rate applicable to the varying types of lending institutions. The level of the applied interest rate depends on the risk level of default and the amount of the "unsecured loan" or line of credit. The extra interest rate charged on an unsecured loan is called a risk premium, and the required rate is based on the lenders underwriting preferences. The longer a lenders investment the more riskier the loan is, because of the long term exposure to default, these longer term loans require a maturity risk premium.

How to Get a Unsecured Business Loan.

The process of getting unsecured funding from private financing companies is relatively easy when compared to getting a business loan through a bank. Unsecured business loans usually require a lot less paperwork before approval. The standard requirements for a a business cash advance are:

3 months in business
$5000 a month in gross sales
Plus 500 credit score
3 months bank statements
Proof of ownership
Copy of drivers license
Canceled check
And a signed application

Unsecured business loans can be used for operations, assets as well as management and hiring new staff.

Once all of the required documents are submitted business loans can be approved in as little as 24 hours from the time of submission. Some of the largest companies in the world have been using unsecured business loans to maintain working capital, expansion, new location and more.

Contact VMC Capital LLC and find out if we can get you working capital to help your business grow

About VMC Capital

VMC Capital is a full service provider of Merchant Cash Advance Services throughout the United States. Headquartered in Langhorne, PA, VMC Capital is accepted as a leader in Merchant Cash Advance Services.

To learn more visit http://www.vmccapital.com or call 855-388-1113

Thursday, September 5, 2013

Small Business Survival and Business Cash Advance

Submitted by VMC Capital on Thurs, 09/05/2013 - 13:31

At the end of the day every small business has one goal, survival. But with the volitional economy, mandated health care and rising hourly wages it has become survival of the fittest. Since the passing of some of the major financial institutions in the United States many banks have basically stopped lending money to small business's.

Lehman Brothers

MF Global

Fannie Mae.

A small business can only downsize until attrition and without the working capital to keep people working and product flowing many businesses fail. If all business owners could get a traditional bank business loan they would have perfect credit, lots of collateral and many years in business before they ever needed a loan. The business owner would also not be in a rush to receive his or her small business loan, since banks can take upwards of 6 months before funding a loan. So how does a small business succeed with the inability to get working capital?

If you are a business owner and you can not get a business loan or line of credit and need working capital. You really only have a few choices:

Find Co-Signers and Collateral and try to get approved through a bank.
Downsize your workforce
Hope for the best
Get a Business Cash Advance

A Business Cash Advance

Is a purchase based on the future success of your business and approvals run as high as 90%. Unlike traditional bank loans business cash advances are based on volume and affordability, not credit and collateral. Applying for a business cash advance is relatively easy and most merchant cash advance funders only require 4 months of bank statements, a plus 450 credit score and 6 months in business.

If you need up to $2 million in working capital and need it fast contact VMC Capital at 855-388-1113 or apply online for a business cash advance at vmccapital.com/apply

About VMC Capital

To learn more visit http://www.vmccapital.com or call 855-388-1113

Friday, August 9, 2013

Only 41% of the Small Business Loan Applications are approved.

Submitted by Eddie DeAngels on Thu, 08/08/2013 - 15:31

That leaves 59% of the small businesses that are in need of funding, to keep trying other banks to get approved and in the extreme cases close up shop. Small business has been the backbone of our economy year after year accounting for more than 65% of all new jobs created in the USA. Every day it gets harder and harder for small businesses to get approved for funding, even though the strength of the workforce depends on small businesses to supply new jobs.

Unsecured Business Loans a.k.a. Merchant Cash Advance

Submitted by Eddie DeAngels on Fri, 08/02/2013 - 14:01

In today's traditional lending arena, big banks are tightening their loan guidelines. Which means the average small business is having a harder and harder time getting working capital. This can turn a potentially successful business into another failure due to the inability to get a business loan. A merchant cash advance is a fast and easy way to get working capital, without having to go through the long business loan process through a traditional bank.

Get Working Capital using a Merchant Cash Advance

Submitted by Eddie DeAngels on Wed, 07/31/2013 - 10:51

Langhorne, PA -- (VMCCAPITAL) -- 07/31/2013 -- If you are like many business owner having working capital to run and grow your business is the most important thing. Whether it be hiring new employees, expanding your current business, purchasing inventory or equiptment purchases working capital is needed. As the age old adage says you can't make money, without money.

Merchant Cash Advance Loans from VMC Capital

Submitted by Eddie DeAngels on Mon, 07/29/2013 - 00:41

Langhorne, PA -- (VMCCAPITAL) -- 07/29/2013 -- VMC Capital, located just outside of Philadelphia, in Langhorne, PA offers business loan solutions for business owners throughout the United States. VMC Capital has been helping business owners find new methods to create and process income. Whether it has been a retail location or an online shop, VMC Capital has served to process millions of dollars. VMC Capital takes satisfaction in giving the industries best assistance at a discounted percentage.